Council of Mortgage Lenders (CML)

The Council of Mortgage Lenders (CML) is the UK trade association for mortgage lenders, with members including banks, building societies and other residential mortgage lenders. The association undertakes approximately 98% of UK residential mortgage lending and shares details of people whose homes have been repossessed (or who have voluntarily given up their homes) with the three UK credit agencies via the CML Possession Register.

Example of CML Credit Report Data
Name: Mr Joseph Jones
Date of Birth: 18/07/1965
Repossession Type: Repossession
Repossession Date: 12/08/2009
Account Number: 999245215/02
Satisfied (Yes/No): NO
Repossessed Address: 123 Main Street, Anytown, AA12 99X

How Long is This Data Held on Your Credit Report?

This information will remain on your credit report for 6 years after the date of repossession, and may be seen  by any CML member.