Improving, Correcting and Updating Your Credit Report

Although all factual information on your credit report is required to remain there for a set length of time, you are allowed to request that any inaccurate or out-of-date details are amended or removed. For example, if you have been linked to an address that you have no connection with, or if a lender has made multiple searches of your credit report more in response to a single application, the incorrect or unauthorised information may be removed.

Making sure that your credit report is accurate is an important step to maximising your potential credit rating. However, there are a number of other tips and tricks you can use to improve your chances of getting credit, such as adding a Notice of Correction or applying for a financial dissociation. In this section, we take a look at all these methods, as well as investigating credit repair companies, and what they can offer you.